Is 600 credit score good or bad?

600 Credit Score: Is it Good or Bad? Your score falls within the range of scores, from 580 to 669, considered Fair. A 600 FICO ® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.

What does a FICO score of 600 mean?

A FICO score of 600 is considered below average and falls within the fair credit score range. Although there are credit cards that target fair credit, the interest rates will be on the high side. You may even have trouble getting approved for a mortgage since 600 would be considered a subprime credit score by many lenders.

Is a 600 credit score fair?

A 600 credit score is considered fair by the VantageScore ® and FICO ® scoring models. A fair credit score can limit you from getting more favorable interest rates or loans. Making timely payments and managing your spending can help increase your credit score over time. You just checked your credit score and see that it is at 600.